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The Western Advantage

Specialty coverage for risks that refuse to fit the standard box.

Western Surplus gives independent agents experienced underwriting, responsive service and access to respected specialty markets for demanding commercial accounts.

Since 1978Specialty-market experience
5 statesTX · NM · OK · ND · LA
Independent agentsBuilt to help you with hard-to-place accounts
Experience that works for you

A knowledgeable partner for the tough accounts.

For more than four decades, Western Surplus has helped independent agents place specialty and hard-to-place risks. Our in-house binding authority and brokerage relationships give our underwriters room to solve problems and move business forward.

01

Specialized underwriting

Underwriters who understand oil and gas, transportation and multi-line commercial exposures.

02

Flexible market access

Binding authority programs supported by brokerage markets for accounts that need a different approach.

03

Responsive service

Practical communication and fast follow-through on quotes, endorsements and policy issuance.

Let’s solve the next one

Have a specialty risk that needs a closer look?

Tell our team what your customer needs and where the standard market stopped.

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